Office Insurance, often called Office and Surgery Insurance


From single premises to multiple locations an Office Insurance Package is essential for any office based business.


Insurers often "package" the covers commonly associated with most offices on single competitive policy.



Covers Include


Office Contents - Cover will include your business contents including Fixtures and Fittings, Computers / IT Equipment and even Stock against a wide range of perils, including Accidental Damage and Theft.


Business Interruption - Cover for your loss of income following a claim whilst your business returns to normal trading. Alternatively cover is also available for additional expenditure to assist in the costs of relocating your business allowing you to continue trading as normal and minimise the impact to your client.


Employers Liability - There is a legal requirement to have an Employers Liability policy in place, should you have any Employees (even voluntary). If a member of staff is injured while at work this covers any compensation they may be entitled to.


Public Liability - If a member of the public suffers an injury as a result of your business, they can claim compensation if you are found to be at fault. Public Liability insurance will assist in the cost of defending the claim as well as any compensation that may be awarded by the courts.


Legal Expenses - Various insurers have this extension and many provide Legal Expenses Insurance to assist in defending legal action taken against you, often insurers include free 24 hour legal help line to assist with Employment Disputes, Tax and VAT disputes etc.


Optional extensions can often include things like Mobile Phones / Laptops on an all risks basis anywhere in the UK / World / EU




There are many more benefits that can be tailored to our clients needs. Aspire Insurance Quotations are quick and easy to obtain with a choice of payment options available.


We pride ourselves on our personal and efficient service, why not put us to the test? Request a quotation now, or why not drop us a quick message advising when you would like us to contact you with a quotation (ideally 30 days before your next renewal)




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